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To test whether people in bars drink more when they are in groups than when they are alone, researchers visited all the pubs in a city. They ordered beers and recorded observations on napkins and pieces of newspaper. Why did they keep their identities in disguise?
Debt Restrictions
Clauses or covenants in a loan agreement that limit or restrict the borrower's actions to protect the lender’s interests.
Restructuring Debt
The process of renegotiating the terms of existing loans to improve financial stability.
Composition
The makeup or structure of something, in finance it might refer to the mix of assets in a portfolio or ingredients of a financial product.
Creditors
Entities or individuals to whom money is owed by a person or company.
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