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What Are the "Five C's of Credit

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What are the "five C's of credit"?


Definitions:

Being Too Happy

A conceptual state where excessive happiness leads to negative outcomes or impairments in judgment, decision-making, or social relationships.

Maslow's Hierarchy

A theory in psychology proposed by Abraham Maslow, outlining a hierarchy of human needs from basic physiological needs to self-actualization.

Specific Recommendations

Detailed and explicit suggestions or advice geared towards addressing a particular problem or improving a situation.

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