Which of the Following Factors Is Not Considered When an Insurance

question 1

Multiple Choice

Which of the following factors is not considered when an insurance rate or premium is calculated?

• A)the cost of the actual losses
• B)the cost of the insurance salesman and other company expenses
• C)investment earnings on prepaid premiums
• D)McCarran-Ferguson Act

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Definitions:

Intersexuality

A term used to describe a variety of conditions in which an individual is born with reproductive or sexual anatomy that doesn’t fit typical definitions of male or female.

Chromosomal Anomalies

Genetic disorders resulting from changes in the number or structure of chromosomes, leading to physical or developmental abnormalities.

Ambiguous Genitals

A condition present at birth where the external genitalia do not have the typical appearance of either male or female.

Reduced Empathy

A diminished ability to understand and share the feelings of others, which can affect social interactions and relationships.