A Perpetual Mutual

question 1

Multiple Choice

A perpetual mutual:

• A)requires a very large initial premium
• B)is owned by stockholders who supply the capital
• C)distribute all investment earnings to its policyholders in the form of a dividend
• D)requires only assessments from each policy holder after the end of each year to cover losses

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Definitions:

Heterosexual

A sexual orientation characterized by a romantic or sexual attraction to individuals of the opposite sex.

Heritability

An index of the degree to which a characteristic is estimated to be influenced by heredity.

Sexual Orientation

An enduring pattern of emotional, romantic, or sexual attractions to men, women, both sexes, neither sex, or another sex, as well as a person's sense of identity based on those attractions.

Homosexuality

A romantic or sexual attraction to persons of the same sex.