The Long Tail Problem Is Present in Several Types of Legal

question 26

Multiple Choice

The long tail problem is present in several types of legal liability coverage because:

• A) sudden and accidental events causing injury must be paid for by existing contracts
• B) the time between the injury and payment of the claim is long
• C) the time between the discovery of the injury and the time the lawsuit is filed is usually long
• D) insurance companies generally do not cover events discovered after the policy has expired

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Definitions:

Adrenalin

Also known as epinephrine, a hormone and medication which increases heart rate, muscle strength, blood pressure, and sugar metabolism, often in response to stress.

Circadian Cycle

A natural, internal process that regulates the sleep-wake cycle and repeats roughly every 24 hours.

Cortisol

A steroid hormone produced by the adrenal glands, which plays a vital role in the body's response to stress.

Sleep-Wake Cycles

The natural, cyclic pattern of sleep and wakefulness in humans and other animals, governed by internal biological clocks and influenced by environmental factors.