Which of the Following Is Most Appropriate When Denying Credit

question 74

Multiple Choice

Which of the following is most appropriate when denying credit to a customer?

• A) Because your credit score is 620 (700 is required), a credit payment is not an option; however, you may pay with cash.
• B) A good credit score is important if you don't want to pay with cash.
• C) Because of your bad credit rating, you will not be allowed to pay by credit.
• D) We are denying your request to pay by credit.
• E) You must pay with cash, as it is against company policy to give credit to people with a poor credit rating.

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Definitions:

Symbolic Racism

A form of racism expressed through indirect symbols or phrases, often denying racial bias.

Conformity

The act of matching attitudes, beliefs, and behaviors to group norms, policies, or societal expectations.

Visual Perception

The ability to interpret the surrounding environment by processing information contained in visible light.

Absolute Threshold

The smallest quantity of physical energy that can be reliably detected by an observer.