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Explain what it means to be a captive borrower.
Public Agencies
Governmental organizations that operate at the local, state, or federal level, providing services and enacting policies for the public good.
Grandparents
The parents of one's parents, often playing significant roles in family structures and child development.
Adult Children
Individuals who are legally adults but are considered children in relation to their parents or familial context.
Caregiver
An individual who provides care for another person, such as a child, elderly, or someone with a disability.
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