What is the major product of the reaction shown below? 
Definitions:
Negotiable Instrument
A written promise to pay a certain sum of money, which can be demanded or paid at an agreed time, specifying the person responsible for payment in the document.
Holder
An individual or entity that legally owns or possesses a document, instrument, or title.
Authenticating Intent
the process of verifying that the actions or signatures of a person are genuine and intended to validate a legal document or agreement.
Indorsement
The act of signing a document, typically on the back of a negotiable instrument, indicating the legal transfer of its ownership.
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