Loan Assignments Make Up More Than 90 Percent of the U.S.domestic

question 56

Multiple Choice

Loan assignments make up more than 90 percent of the U.S.domestic loan sale market because

• A)they have lower capital requirements than other types of loan sales.
• B)they are riskier than are other types of loan sales.
• C)monitoring costs are reduced since all rights are transferred upon sale.
• D)regulators prefer these transactions to loan participations.
• E)there is no secondary market in loan participations.

---

Definitions:

Change and Acquisition

Processes or actions involved in making organizational changes or acquiring assets or companies to foster growth.

Master Demands

The ability to effectively prioritize and manage various obligations and pressures in one’s life or work.

Triangulation

A research method that involves using multiple data sources, methods, or theories to enhance the credibility and validity of the findings.

Multitrait-Multimethod Matrix

A psychological assessment tool used to validate the construct validity of tests by evaluating the correlation between different traits and methods.