Examlex
The key element of the Stages of Change Model is:
ROCE
Return on Capital Employed; a financial ratio that measures a company's profitability and the efficiency with which its capital is used.
Financial Flexibility
The ability of an organization to adapt its financing and investment strategies in response to changes in the marketplace or its own operations.
Fiscal Stress
A situation in which a government struggles to meet its financial commitments or to balance its budget.
Credit Worthiness
An assessment of a borrower's ability to repay debts based on their financial history, credit score, and other factors.
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