Milton Ordered a Fancy Telescope from a Catalogue,using His Bank

question 52

Multiple Choice

Milton ordered a fancy telescope from a catalogue,using his bank credit card.When it arrived it seemed quite different from the telescope of the catalogue description.Neither the catalogue company nor the manufacturer would take the telescope back.Milton now wants the chartered bank that issued the credit card to reverse the charges.Does Milton have a legal claim against the bank?

• A)Yes,the federal Bank Act requires chartered banks to be advocates for consumers in respect to credit card purchases.
• B)No,Milton must pursue remedies through the Better Business Bureau.
• C)Yes,they are the assignee of the seller.
• D)No,the bank is a lender to Milton and not an assignee of contracts from sellers.
• E)Yes,he has,but who can afford to sue a chartered bank?

Distinguish between different types of intelligence (fluid, crystallized, spatial, practical).

Recognize the role of cultural context in shaping cognitive tasks and responsibilities in middle childhood.

Comprehend how traits like intelligence are influenced by genetics and the concept of polygenic traits.

Understand the influence of genetic and environmental factors on physical traits like height.

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Definitions:

Adhesion Conscionability

Adhesion conscionability examines whether a contract, typically a "take-it-or-leave-it" deal presented by the stronger party to the weaker, is so one-sided that it is unfair to the weaker party and therefore unenforceable.

Procedural Unconscionability

A legal principle referring to circumstances where the process involved in making a contract is deemed unfair or unjust, often due to a significant imbalance in power or information between the parties.

Substantive Unconscionability

A legal doctrine that allows courts to refuse to enforce a contract or part of it, if the contract is excessively unfair or oppressive.

Adhesion Conscionability

A legal concept referring to the fairness of contract terms in a standard-form agreement, where one party has significantly more power to dictate the terms.