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What type of reaction does the following conversion represent?
Insurer's Risk
The risk borne by an insurance company, being the potential financial loss they accept when providing policies to insureds.
Liability Insurance
A type of insurance coverage that protects an individual or entity from the risk of being held legally liable for injuries or damages to others.
Negligence
The lack of taking adequate precautions to prevent causing harm or damage to someone else.
Wrongful Nature
The characteristic of an act or behavior deemed improper, illegal, or unjust according to societal or legal standards.
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