People with Few Valuables Won't Want Property Insurance

question 11

Multiple Choice

People with few valuables won't want property insurance. This is an example of a(n) _____ problem for insurance companies.

• A) adverse selection
• B) moral hazard
• C) both of the above
• D) neither of the above

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Definitions:

Psychosexual Development

A Freudian theory describing how personality develops in stages (oral, anal, phallic, latent, and genital) through the resolution of conflicts centered on erogenous zones.

Sigmund Freud

A founding figure in psychoanalysis known for his theories on the unconscious mind, the development of sexuality, and the Oedipus complex.

Havelock Ellis

A British physician and psychologist known for his studies on human sexuality and for being a pioneer in the field of sexual psychology.

Female Sexuality

The ways in which women experience and express their sexual feelings, attitudes, and behaviors.