Which of the Following Exposures Is Covered Under a Commercial

question 4

Multiple Choice

Which of the following exposures is covered under a Commercial General Liability Policy with no endorsements?

• A)liability arising out of seepage of pollutants
• B)employment-related practices liability
• C)personal injury liability
• D)aircraft liability

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Definitions:

Mere Presence

Refers to an entirely passive and unresponsive audience that is only physically present.

Audience Effect

The impact of an audience's presence on an individual's performance, typically leading to improvement or deterioration depending on the task's complexity and the performer's expertise.

Social Facilitation

The improvement in performance witnessed when individuals are observed or are in the presence of others, due to increased arousal.

Social Groups

Collections of people who interact with each other and share similar characteristics or a sense of unity.