Tom and Nancy Boyle Were Surprised to Learn That Some

question 14

Multiple Choice

Tom and Nancy Boyle were surprised to learn that some of their valuable personal property-a gun collection,jewelry,a mink coat,and sterling silverware-was subject to internal limits under their homeowners policy.What separate insurance policy can the Boyles purchase to obtain the desired coverage on this personal property?

• A)personal umbrella policy
• B)dwelling form
• C)personal articles floater
• D)title insurance

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Definitions:

Collective Agreement

A written contract negotiated through collective bargaining for labor between an employer and a union representing the employees.

Legal Bargaining Agent

A representative, often a union, designated to negotiate employment terms on behalf of a group of employees.

Bargaining Agent Status

The official recognition of a union as the representative of a group of employees for the purposes of collective bargaining.

Certification

The process of formally validating the qualifications, competence, or authority of an individual or organization in a specific area.