The Concurrent Causation Exclusion in the Homeowners 3 Policy Specifies

question 1

Multiple Choice

The concurrent causation exclusion in the Homeowners 3 policy specifies that:

• A)if two or more perils jointly cause a loss,there is no coverage if one of the perils is excluded.
• B)if the insured has two or more policies in force at the time of the loss,the loss is not covered.
• C)if the insured has two or more policies in force at the time of the loss,the loss is pro-rated between the insurers.
• D)if two or more perils jointly cause a loss,there is coverage as long as one of the perils is covered.

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