A Vehicle Is Considered a Constructive Total Loss When

question 57

Multiple Choice

A vehicle is considered a constructive total loss when

• A)it cannot be repaired.
• B)the repair cost exceeds the actual cash value.
• C)it can be repaired,but the insured prefers a cash settlement.
• D)it can be repaired,but the insurer prefers a cash settlement.

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Definitions:

Low Adjustment

Refers to difficulties in adapting to new situations, stresses, or changes, often leading to negative psychological effects.

Low Sociability

A trait characterized by a lack of interest or engagement in social interactions.

Low Conscientiousness

characterizes individuals who may display a lack of diligence, organization, and dependability in their behavior and work ethic.

Cue

A signal or stimulus that influences a person's behavior, often triggering a response based on prior knowledge or experience.