All of the Following Statements About HMOs Are True EXCEPT

question 2

Multiple Choice

All of the following statements about HMOs are true EXCEPT

• A)They organize and deliver health care services.
• B)HMOs place a heavy emphasis on controlling the cost of covered services.
• C)HMO members pay nothing for medical care until care is provided,then they must pay high deductibles and large coinsurance payments.
• D)The selection of physicians is usually limited to physicians affiliated with the HMO.

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Definitions:

Deindividuation

A psychological state characterized by reduced self-awareness and diminished social identity, often leading to disinhibited and impulsive behavior.

Diffusion of Responsibility

A psychological phenomenon where individuals are less likely to take action or feel a sense of responsibility in the presence of a large group of people.

Just-World Hypothesis

The cognitive bias that a person's actions are inherently inclined to bring morally fair and fitting consequences to that person.

Ethnocentrism

The belief that one’s own ethnic group, nation, or religion is superior to all others.