When Ben Applied for Life Insurance,he Was Asked on the Application

question 31

Multiple Choice

When Ben applied for life insurance,he was asked on the application if he smoked or used tobacco products.Ben answered "No." In reality,Ben smokes two packs of cigarettes a day.The policy was issued at the "preferred,nonsmoker rate." If Ben dies 6 months after the policy is issued,upon what grounds will the insurer be able to legally deny the claim?

• A)warranty
• B)misrepresentation
• C)waiver
• D)estoppel

Acknowledge the necessity of a generalist practice approach in social work.

Appreciate the interplay between social work practice and mental health.

Realize the impact of social policies and standards (such as EPAS) on the practice and education of social work.

Understand the procedural aspects of social work practice including case management and policy analysis.

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Definitions:

Giant Axons

Unusually large nerve fibers that facilitate rapid transmission of electrical impulses, especially notable in specific animal species.

Squid

A cephalopod mollusk known for its elongated body, large eyes, and extraordinary ability to rapidly change color and texture.

Jet-Propel

To move or be propelled forward by jets of liquid or gas, often used in the context of jet engines or aquatic propulsion mechanisms.

Squid

A cephalopod mollusk with a long body, large eyes, eight arms, and two longer tentacles, known for quick movements and intelligence.