One Source of Life and Health Insurance Underwriting Information Is

question 21

Multiple Choice

One source of life and health insurance underwriting information is an organization that life and health insurance companies can join.As a member,life and health insurance companies report health impairments of applicants,and this information is shared with member companies.Although the information is shared,the underwriting decision of the member company is not disclosed.What is this organization called?

• A)Fair Isaac Corporation (FICO)
• B)Medical Information Bureau (MIB)
• C)National Association of Insurance Commissioners (NAIC)
• D)National Association of Mutual Insurance Companies (NAMIC)

Evaluate the impact of different growth phases on a company's valuation using the Multistage DDM.

Recognize the relationship between a firm's financial ratios (such as ROE and ROA) and its growth, risk, and valuation.

Understand the concepts and purposes of splitting an Access database.

Identify the components and characteristics of front-end and back-end databases.

---

Definitions:

Creative Fees

Payments made to professionals for their creative services, such as design, writing, or advertising creation.

Production Fees

Costs associated with the creation of a product or service, including raw materials, labor, and manufacturing overhead.

Sex Appeals

Marketing or advertising strategy that uses sexual imagery or suggestions to attract the consumer's attention or influence their attitude towards a product or service.

Indecency Laws

Regulations prohibiting the public broadcast of offensive content, as determined by community standards.