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A causal approach should be used when
Subsidized Loans
Loans where the government pays the interest while the borrower is in school, during grace periods, or during deferment periods.
Unsubsidized Loans
Loans where the borrower is responsible for the interest during all periods, starting from the time the loan is disbursed.
Debit Card
A card that directly subtracts funds from a buyer's checking account to finance a purchase.
Credit Card
A payment card issued by a financial institution that allows the cardholder to borrow funds with the promise to repay, with interest, at a later date.
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