The Fair Debt Collection Practices Act Is Designed to Address

question 62

Multiple Choice

The Fair Debt Collection Practices Act is designed to address _.

• A) harassment of consumer-debtors by credit reporting agencies
• B) discrimination by banks and credit unions in the enforcement of consumer loan contracts
• C) errors in electronic transactions related to debt collection
• D) harassment of consumer-debtors by creditors or debt collectors

---

Definitions:

Moody

Prone to emotional fluctuations, often resulting in variable moods and feelings.

Psychosocial Scaffolding

Psychosocial scaffolding is a supportive framework provided by caregivers or educators to facilitate a child's learning and emotional development, helping them achieve tasks beyond their current ability independently.

Synchrony

The simultaneous action or occurrence of events or processes.

Polarization

The process or phenomenon where a population or group becomes divided into opposing factions, often leading to heightened tensions and conflict based on differing beliefs, values, or ideologies.