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Discuss the impact of the Dodd-Frank Act on credit and debit cards, consumer loans, credit scores, and residential mortgages.
Personal Conscience
An individual's internal sense of right and wrong that guides their behavior and moral decisions.
Social Norms
Unwritten rules that govern the behavior of individuals within a society or group.
Ethical Universalism
The philosophical view that certain ethical standards are universally applicable to all individuals, regardless of culture, race, sex, religion, nationality, sexuality, or any other distinguishing feature.
Cultural Relativism
The principle that an individual's beliefs and activities should be understood by others in terms of that individual's own culture, emphasizing the idea that there is no absolute standard of right or wrong across cultures.
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