Minority Groups in the United States Have, on Average, Significantly

question 54

Multiple Choice

Minority groups in the United States have, on average, significantly lower net worth than White Americans, even when the two have similar education, income, and occupations. Sociologists attribute the wealth gap largely to housing policies that exclude minority individuals from home ownership. This is an example of ______ discrimination.

• A) illegal
• B) intentional
• C) past-in-present
• D) mean-spirited

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Definitions:

Insurance Premiums

Regular payments made to an insurance company to maintain coverage of a policy.

Regular Premium

Periodic payments made for an insurance policy.

No-fault Insurance

An auto insurance policy wherein insured individuals are compensated by their own insurer, regardless of fault, in the event of an accident.

Collision Deductible

The out-of-pocket expense that a policyholder must pay before an insurance company covers the cost of damage in a collision.