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In what year was Texas's current constitution ratified?
Risk
A prediction concerning potential loss based on known and unknown factors.
Hazard
A potential source of harm or adverse health effect on a person or persons.
Shared-Property Ownership
An arrangement where two or more parties hold title to a property together, sharing rights and responsibilities.
Tenancy
A legal arrangement whereby an individual or entity occupies land or property rented from another, typically for a specified period under a lease.
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