An Analysis of Personal Loans at a Local Bank Revealed

question 4

Multiple Choice

An analysis of personal loans at a local bank revealed the following facts: 10% of all personal loans are in default (D) , 90% of all personal loans are not in default (D΄) , 20% of those in default are homeowners (H | D) , and 70% of those not in default are homeowners (H | D΄) .If a personal loan is selected at random, P (D | H) = ___________.

• A)0.03
• B)0.63
• C)0.02
• D)0.18
• E)0.78

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Definitions:

Passive Learners

Learners who receive information passively, relying on teachers or instructors to provide knowledge rather than engaging actively in their own learning process.

Modern Technologies

Refers to the advanced technological tools, systems, and devices that are developed and used in contemporary society.

Bottom-up Processing

A cognitive approach where perception starts with the input from the environment and builds up to the formation of concepts in the mind.

Top-down Processing

A cognitive process that starts with the brain applying what it knows to interpret sensory information, using expectations and experiences to perceive the environment.