What Is the Most Likely Result of Malicious Acts or Acts

question 42

Multiple Choice

What is the most likely result of malicious acts or acts of vandalism caused by an insured?

• A) the denial of coverage by operation of a rider
• B) the insured's right of subrogation
• C) the insured's right to endorsement
• D) the denial of coverage by operation of an exclusion clause

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Definitions:

Cognitive Delays

Developmental delays in acquiring skills such as language, reasoning, and motor coordination.

Language Delays

A developmental disorder where a child's language acquisition is significantly slower than what is typically expected for their age, affecting communication.

Concordance Rates

The probability that two individuals with shared genetics (especially twins) will both have a particular trait or disease.

Biological Cause

Underlying physiological reasons for a condition or behavior, often related to genetics or bodily functions.