When Dale Received His Bank Statement, He Examined the Canceled

question 37

Multiple Choice

When Dale received his bank statement, he examined the canceled checks returned with the statement and discovered that one check had been signed with Dale's name by an unauthorized person. Dale immediately informed the bank. Should Dale's checking account have been charged by the bank for the amount of this particular check?

• A) Yes; the bank, after carefully inspecting the instrument at the time of payment, is not liable for errors made on checks cashed for a depositor.
• B) Yes; the bank is relieved from liability if the drawer fails to exercise great care in seeing that only properly written checks are presented for payment at the bank.
• C) No; the bank itself is liable when it cashes a check on which the drawer's signature has been forged.
• D) No; the bank itself is liable for negligence on the part of any of its depositors.

Recognize the key physiological and developmental milestones from conception to birth.

Identify the risks and survival rates for premature births.

Understand the importance of prenatal care, including nutrition and avoidance of harmful substances.

Describe the developmental consequences of prenatal exposure to alcohol and other teratogens.

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Definitions:

R&D Spending

Expenditures devoted to research and development by governments, organizations, or companies to innovate new products and processes.

Future Expected Gains

The anticipated benefits or profits that are expected to be realized in the future from investments or decisions made today.

Present Expenditures

Current spending or outflows of money, usually referring to the costs or expenses a business or individual faces at the moment.

MU (Marginal Utility)

The augmented utility or pleasure achieved by consuming an extra unit of a good or service.