If You Receive a Phone Call from a Debt Collector

question 16

Multiple Choice

If you receive a phone call from a debt collector:

• A)hang up on him or her.
• B)expect follow-up written communication within five days.
• C)call the police.
• D)threaten the collector with a law suit.
• E)contact your attorney immediately.

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Definitions:

Res Ipsa Loquitur

Res ipsa loquitur is a legal doctrine that allows a presumption of negligence to be established based on the mere occurrence of certain types of accidents, without the need for direct evidence of a defendant's behavior.

Negligence Per Se

A legal doctrine where an act is considered negligent because it violates a statute or regulation, thereby causing harm to a person that the statute was designed to protect.

Assumption of Risk

A legal doctrine stating that an individual knowingly and voluntarily assumes the risk of an activity, thereby relieving another party from liability for harm caused during the activity.

Assumption of the Risk

A defense in tort law where the plaintiff is considered to have voluntarily assumed the risks of a known hazard, diminishing the defendant's liability.