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Joan is a 5-year-old child who is having a temper tantrum in the store.Her mother has threatened her with punishment if she does not stop crying but this has no effect.According to Guthrie's theory,Joan is still crying because ______.
Deposit Insurance
A guarantee by a government or agency to cover deposits in the event of a bank failure, up to a certain amount.
Reserve Requirement
The reserve requirement is a central bank regulation that sets the minimum fraction of customer deposits and notes that each commercial bank must hold as reserves rather than lending out.
Discount Rate
The interest rate charged to commercial banks and other financial institutions for loans received from the central bank's discount window.
Uninsured Savings
Savings not protected by government insurance, exposing depositors to potential loss if the financial institution fails.
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