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A person is insolvent when:
Coniferous Forests
Forest ecosystems dominated by cone-bearing trees, such as pines, spruces, and firs, which are mostly evergreen and adapted to cooler climates.
Alkaline Soils
Soils with a pH level higher than 7, often rich in sodium, calcium, and magnesium, and found in arid and semi-arid regions.
Deciduous Forests
Forests characterized by trees that lose their leaves seasonally.
Soil Moisture
The amount of water contained within soil particles, crucial for plant growth and the hydrologic cycle.
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