If the Insured's Circumstances Change During the Term of an Insurance

question 15

Multiple Choice

If the insured's circumstances change during the term of an insurance contract:

• A)They have no obligation to notify the insurer unless the risk under the insurance contract is dramatically changed.
• B)They must tell the insurer if the change minimises the insurance risk.
• C)They must tell the insurer if the change increases the insurance risk.
• D)They must tell the insurer on request even if the change is unlikely to affect the risk.

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Definitions:

Genetic Mutations

Changes or alterations in the DNA sequence of an organism's genome, which can lead to variations in physical traits or cause diseases.

Human Existence

The state or fact of living or being alive; particularly relevant to the unique experiences of being human.

Germ Cells

Reproductive cells that give rise to sperm and ova, which are essential for sexual reproduction and the transfer of genetic information to offspring.

Zygotes

The initial cell formed when a new organism is produced by the fusion of an egg and sperm cell, marking the start of development.