How Does Free Riding Affect the Cost of Health Insurance

question 16

Multiple Choice

How does free riding affect the cost of health insurance?

• A) It has a dramatic effect on those who choose not to buy coverage because they will have to pay hefty bills if they need treatment.
• B) It decreases the availability of health care for all because fewer people choose to enter the health care profession.
• C) Premiums rise for those with health care because insurance companies need to pay more for an increasingly expensive risk pool.
• D) Indirectly at best because insurance companies could keep the cost of premiums down if they deployed technology more effectively.

Recognize how stress can impact well-being, motivation, and performance.

Identify the potential of stress as a cause of workplace violence.

Understand the influence of managers on employee stress levels.

Acknowledge gender differences in stress responses.

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Definitions:

Delusions of Grandeur

False beliefs about one's own importance, power, or talents, often occurring in psychiatric conditions like schizophrenia.

Bipolar Disorder

A disorder in which the mood alternates between two extreme poles (elation and depression); also referred to as manic depression.

Mood Disorders

A category of mental health disorders characterized by persistent changes in mood, encompassing major depression and bipolar disorder.

Depressed

A mood disorder marked by persistent feelings of sadness, hopelessness, and a lack of interest or pleasure in activities.