All of the Following Are Key Items Lenders Look at in Granting

question 79

Multiple Choice

All of the following are key items lenders look at in granting credit except

• A)income.
• B)outstanding debt.
• C)stability in employment and housing.
• D)religious affiliations.
• E)credit history.

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Definitions:

Simple Additive Rule

A decision-making process where each option is evaluated and scored on several criteria, and the scores are simply added up to make a decision.

Attribute Preference Rule

A decision-making heuristic where consumers select products or services based on a subset of relevant features that they prefer.

Elimination-by-aspects

A decision-making model in which choices are systematically rejected based on the absence of specific, desirable attributes.

Lexicographic Rule

A decision rule where choices are compared based on the most important attribute first, then the second most important, and so on, until a decision is made.