Which Source of Consumer Loans Often Has the Most Favorable

question 62

Multiple Choice

Which source of consumer loans often has the most favorable terms?

• A) Commercial banks
• B) Credit unions
• C) Consumer finance companies
• D) Savings and loan associations
• E) None of the above

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Definitions:

Equity Ratio

A financial metric used to measure a company's level of indebtedness by comparing total equity to total assets.

Equity Sensitives

Individuals who prefer an equitable balance between the input they provide and the outcomes they receive in comparison to others.

Entitleds

Individuals who hold an exaggerated belief in their own importance or rights, expecting special treatment and privileges without corresponding responsibilities.

Expectancy Theory

A motivation theory stating that an individual's motivation is based on the perceived likelihood that effort will lead to successful performance and the value of the resulting rewards.