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is direct communication to a consumer that is conducted over the telephone.
Acquisition
Acquiring ownership of another firm through the purchase of its assets, shares, or both.
Fair Value
An approximate cost at which a transaction involving assets or liabilities might occur between informed and voluntary parties without any pressure.
Credit Balance
A situation in an account where the total credits exceed the total debits.
Consolidated Buildings
The combined value of all buildings and related facilities owned by a company as presented in its consolidated financial statements.
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