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Application of "What Is Stress?
"Kevin is a very relaxed, easy- going employee. When the new technological processes were implemented last month, he was able to easily accept the changes and start working through learning the new techniques necessary to use the new processes. George, on the other hand, was concerned about the new technology long before it was ever implemented. He was afraid he would no longer be able to be the top performer in his department. He has had several problems adapting to the new situation. George works very long hours, 60- 70 hours each week.
-Under which of the following categories of stress does the new technology fall?
Liabilities
Financial obligations or debts owed by a company or an individual to others, which must be settled over time by transferring economic benefits.
Collateralized Debt Obligations
A complex structured finance product that pools together cash flow-generating assets and repackages this asset pool into discrete tranches that can be sold to investors.
Credit Risk
The risk of loss arising from a borrower's failure to repay a loan or meet contractual obligations.
Mortgage-Backed Securities
Financial instruments secured by a pool of mortgage loans, whose cash flows are passed through to investors.
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