Present Value of 1 Future Value of 1 Present Value of an Annuity of 1

question 5

True/False

Present Value of 1
$$\begin{array} { | c | c | c | c | c | c | c | c | c | c | } \hline \text { Periods } & 3 \% & 4 \% & 5 \% & 6 \% & 7 \% & 8 \% & 9 \% & 10 \% & 12 \% \\\hline 3 & 0.9151 & 0.8890 & 0.8638 & 0.8396 & 0.8163 & 0.7938 & 0.7722 & 0.7513 & 0.7118 \\\hline 4 & 0.8885 & 0.8548 & 0.8227 & 0.7921 & 0.7629 & 0.7350 & 0.7084 & 0.6830 & 0.6355 \\\hline 5 & 0.8626 & 0.8219 & 0.7835 & 0.7473 & 0.7130 & 0.6806 & 0.6499 & 0.6209 & 0.5674 \\\hline 6 & 0.8375 & 0.7903 & 0.7462 & 0.7050 & 0.6663 & 0.6302 & 0.5963 & 0.5645 & 0.5066 \\\hline 7 & 0.8131 & 0.7599 & 0.7107 & 0.6651 & 0.6227 & 0.5835 & 0.5470 & 0.5132 & 0.4523 \\\hline 8 & 0.7894 & 0.7307 & 0.6768 & 0.6274 & 0.5820 & 0.5403 & 0.5019 & 0.4665 & 0.4039 \\\hline 9 & 0.7664 & 0.7026 & 0.6446 & 0.5919 & 0.5439 & 0.5002 & 0.4604 & 0.4241 & 0.3606 \\\hline 10 & 0.7441 & 0.6756 & 0.6139 & 0.5584 & 0.5083 & 0.4632 & 0.4224 & 0.3855 & 0.3220 \\\hline\end{array}$$ Future Value of 1
$$\begin{array} { | c | c | c | c | c | c | c | c | c | c | } \hline \text { Periods } & 3 \% & 4 \% & 5 \% & 6 \% & 7 \% & 8 \% & 9 \% & 10 \% & 12 \% \\\hline 3 & 1.0927 & 1.1249 & 1.1576 & 1.1910 & 1.2250 & 1.2597 & 1.2950 & 1.3310 & 1.4049 \\\hline 4 & 1.1255 & 1.1699 & 1.2155 & 1.2625 & 1.3108 & 1.3605 & 1.4116 & 1.4641 & 1.5735 \\\hline 5 & 1.1593 & 1.2167 & 1.2763 & 1.3382 & 1.4026 & 1.4693 & 1.5386 & 1.6105 & 1.7623 \\\hline 6 & 1.1941 & 1.2653 & 1.3401 & 1.4185 & 1.5007 & 1.5869 & 1.6771 & 1.7716 & 1.9738 \\\hline 7 & 1.2299 & 1.3159 & 1.4071 & 1.5036 & 1.6058 & 1.7138 & 1.8280 & 1.9487 & 2.2107 \\\hline 8 & 1.2668 & 1.3686 & 1.4775 & 1.5938 & 1.7182 & 1.8509 & 1.9926 & 2.1436 & 2.4760 \\\hline 9 & 1.3048 & 1.4233 & 1.5513 & 1.6895 & 1.8385 & 1.9990 & 2.1719 & 2.3579 & 2.7731 \\\hline 10 & 1.3439 & 1.4802 & 1.6289 & 1.7908 & 1.9672 & 2.1589 & 2.3674 & 2.5937 & 3.1058 \\\hline\end{array}$$ Present Value of an Annuity of 1
$$\begin{array} { | c | c | c | c | c | c | c | c | c | c | } \hline \text { Periods } & 3 \% & 4 \% & 5 \% & 6 \% & 7 \% & 8 \% & 9 \% & 10 \% & 12 \% \\\hline 3 & 2.8286 & 2.7751 & 2.7232 & 2.6730 & 2.6243 & 2.5771 & 2.5313 & 2.4869 & 2.4018 \\\hline 4 & 3.7171 & 3.6299 & 3.5460 & 3.4651 & 3.3872 & 3.3121 & 3.2397 & 3.1699 & 3.0373 \\\hline 5 & 4.5797 & 4.4518 & 4.3295 & 4.2124 & 4.1002 & 3.9927 & 3.8897 & 3.7908 & 3.6048 \\\hline 6 & 5.4172 & 5.2421 & 5.0757 & 4.9173 & 4.7665 & 4.6229 & 4.4859 & 4.3553 & 4.1114 \\\hline 7 & 6.2303 & 6.0021 & 5.7864 & 5.5824 & 5.3893 & 5.2064 & 5.0330 & 4.8684 & 4.5638 \\\hline 8 & 7.0197 & 6.7327 & 6.4632 & 6.2098 & 5.9713 & 5.7466 & 5.5348 & 5.3349 & 4.9676 \\\hline 9 & 7.7861 & 7.4353 & 7.1078 & 6.8017 & 6.5152 & 6.2469 & 5.9952 & 5.7950 & 5.3282 \\\hline 10 & 8.5302 & 8.1109 & 7.7217 & 7.3601 & 7.0236 & 6.7101 & 6.4177 & 6.1446 & 5.6502 \\\hline\end{array}$$ Future Value of an Annuity of 1
$$\begin{array} { | c | c | c | c | c | c | c | c | c | c | } \hline \text { Periods } & 3 \% & 4 \% & 5 \% & 6 \% & 7 \% & 8 \% & 9 \% & 10 \% & 12 \% \\\hline 3 & 3.0909 & 3.1216 & 3.1525 & 3.1836 & 3.2149 & 3.2464 & 3.2781 & 3.3100 & 3.3744 \\\hline 4 & 4.1836 & 4.2465 & 4.3101 & 4.3746 & 4.4399 & 4.5061 & 4.5731 & 4.6410 & 4.7793 \\\hline 5 & 5.3091 & 5.4163 & 5.5256 & 5.6371 & 5.7507 & 5.8666 & 5.9847 & 6.1051 & 6.3528 \\\hline 6 & 6.4684 & 6.6330 & 6.8019 & 6.9753 & 7.1533 & 7.3359 & 7.5233 & 7.7156 & 8.1152 \\\hline 7 & 7.6625 & 7.8983 & 8.1420 & 8.3938 & 8.6540 & 8.9228 & 9.2004 & 9.4872 & 10.0890 \\\hline 8 & 8.8923 & 9.2142 & 9.5491 & 9.8975 & 10.2598 & 10.6366 & 11.0285 & 11.4359 & 12.2997 \\\hline 9 & 10.1591 & 10.5828 & 11.0266 & 11.4913 & 11.9780 & 12.4876 & 13.0210 & 13.5795 & 14.7757 \\\hline 10 & 11.4639 & 12.0061 & 12.5779 & 13.1808 & 13.8164 & 14.4866 & 15.1929 & 15.9374 & 17.5487 \\\hline\end{array}$$ The future value of $100 compounded semiannually for 3 years at 12% equals $140.49.(PV of $1,FV of $1,PVA of $1,and FVA of $1)(Use appropriate factor(s)from the tables provided.)

---

Definitions:

E-Learning

Receiving training via the Internet or the organization's intranet.

Training Program

A structured educational process that aims to enhance the knowledge, skills, and competencies of individuals for a specific role or job.

Evaluating

The process of assessing or examining something to determine its value, quality, or significance.

Support Training

Training programs designed to enhance the skills and knowledge of support staff, ensuring effective assistance and customer service.