The Hypothesis Is Derived from the Second Step

question 1

True/False

The hypothesis is derived from the second step.

---

Definitions:

FDCPA

The Fair Debt Collection Practices Act, U.S. legislation aimed at promoting fair debt collection and providing guidelines for the conduct of debt collectors.

Collector

An individual or entity that gathers items of a particular type, often for personal interest or investment purposes, or in financial contexts, one who collects payments.

Misleading Claims

Statements or representations that are false or deceptive, usually made to entice customers or influence stakeholders.

FTC

refers to the Federal Trade Commission, a U.S. federal agency tasked with protecting consumers and ensuring a strong competitive market by enforcing antitrust and consumer protection laws.