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Bob and John Are Monozygotic Twins

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Bob and John are monozygotic twins. Jackson and Lucas are dizygotic twins. Describe how these two sets of twins vary in terms of genetics, development, and, finally, intelligence.


Definitions:

Secondary Reserves

Liquid assets held by financial institutions that are not used for primary obligations but can be quickly converted to cash for emergency needs.

U.S. Government Securities

Financial instruments issued by the United States Department of the Treasury to finance federal government's expenditures.

Vault Cash

Currency and coins held by a bank in its vault and used to satisfy the bank's reserve requirements.

Securities

Financial instruments representing ownership (stocks), a creditor relationship with a government or corporation (bonds), or other rights to ownership or profit.

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