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A hypothesis is:
Defined Contribution Plan
A retirement plan where both the employee and employer contribute to an account, with the final benefit dependent on account performance.
Risk-free Return
The theoretical return on an investment with no risk of financial loss, typically less than the return on riskier investments.
Defined Contribution Plan
A retirement plan where an employee, employer, or both make contributions on a regular basis, with future benefits fluctuating based on investment earnings.
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