Which of the following is/are tetrahedral? 
Definitions:
Insurance Crisis
An Insurance Crisis occurs when insurance coverage becomes difficult to obtain, often due to a high demand and low supply, leading to increased premiums and restrictive terms.
Recover Damages
The act of obtaining compensation through legal means for loss or injury.
Licensee
An individual or entity that has been granted permission to engage in an activity or to use property owned by another, typically through a licensing agreement.
Church Services
Ceremonies or worship sessions conducted by a Christian congregation or denomination.
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