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The more common name for a guests account is
Discretionary Income
The amount of an individual's income that is left for spending, investing, or saving after taxes and personal necessities (like food and shelter) are taken care of.
Gross Income
Total earnings received by an individual or company before any deductions such as taxes, expenses, and other contributions.
Disposable Income
The amount of money an individual or household has available to spend or save after taxes and necessities have been paid.
Interest Rates
The percentage charged on borrowed money or paid to investors, which reflects the cost of borrowing or the return on investment.
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