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People can establish which of the following without any formal governmental procedure?
Unsecured Creditors
Unsecured Creditors are individuals or entities that have loaned money without taking collateral and thus stand last in line to be paid if the debtor defaults or files for bankruptcy.
Domestic-support Obligations
Financial commitments, such as alimony or child support, owed to a spouse, ex-spouse, or child usually as determined by court order.
Taxes
Mandatory financial contributions levied by governments on individuals and businesses to fund public expenditures.
Penalties
Sanctions or punishments imposed for violating laws or regulations, which can include fines, imprisonment, or other forms of punishment.
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