All but Which One of the Following Is a Feature

question 18

Multiple Choice

All but which one of the following is a feature of appraisal, as proposed by Smith and Ellsworth (1985) ?

• A) responsibility
• B) anticipated effort
• C) attention
• D) potency

---

Definitions:

Compounded Semi-annually

Refers to the process where interest is calculated and added to the principal balance of an investment or loan twice a year.

Amortized

The process of spreading out a loan into a series of fixed payments over time.

Amortization

The method of distributing a loan across a sequence of consistent installments over a period.

Principal Balance

The remaining amount of money borrowed or invested, excluding any interest or fees.