The Standard Bank Confirmation, Developed Jointly by the AICPA, the American

question 92

Multiple Choice

The standard bank confirmation, developed jointly by the AICPA, the American Bankers Association, and the Bank Administration Institute, requests information about all of the following except:

• A) deposit balances.
• B) loan interest rates.
• C) loan balances.
• D) other deposit or loan accounts that may have come to the attention of the bank official.
• E) secondary endorsements.

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Definitions:

Protect Rights

The responsibility of governments and institutions to safeguard the legal, social, and human rights of individuals, ensuring freedom, equality, and justice.

Radical Reconstruction

A period after the American Civil War, marked by severe measures to integrate and protect the rights of formerly enslaved African Americans in the Southern states.

Black Male Suffrage

The right of black men to vote, especially significant in the context of post-Civil War America with the passage of the 15th Amendment.

Reconstruction Act

Legislation passed after the Civil War aimed at rebuilding and integrating the Southern states back into the Union, including provisions for civil rights of the freed slaves.