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Evaluate the following argument in accordance with the criteria discussed in the text.
"Being happy and having a positive outlook may help people with heart disease avoid heart attacks and other health problems. Approximately one in five coronary heart disease patients is seriously depressed, so be on guard against depression in yourself and your loved ones."
-Sharon Faelten, Vitality
Discount Rate
The rate of interest imposed on loans obtained by commercial banks and other depository institutions from the Federal Reserve's discount window.
Actual Interest Rate
The real rate of interest earned or paid on an investment, loan, or other financial product, taking into account the effects of compounding.
Non-Interest-Bearing Note
A financial instrument or promissory note that does not accrue interest over time, meaning the borrower repays only the principal amount.
Discount Rate
The interest rate charged to commercial banks and other financial institutions for loans received from a country's central bank.
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