What type of compound corresponds to the IR spectrum shown here? 
Definitions:
Purchase price
The price at which an item or property is bought.
Conditional sale contract
A sales agreement that transfers ownership of an item to the buyer only after specific conditions are met, usually full payment of the purchase price.
Compounded monthly
The process of calculating interest on both the initial principal and the accumulated interest from previous periods, done on a monthly basis.
Payment-free period
A specified duration during which a borrower is not required to make any payments on a loan.
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