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The two sides of the potential sources of differentiation are:
Compounded Monthly
Interest calculation method where the accumulated interest is added to the principal at the end of each month, leading to "interest on interest".
RRSP
A Registered Retirement Savings Plan, a tax-deferred retirement savings account available in Canada.
Annuity
A financial instrument designed to offer a steady flow of income to someone, mainly used for retirement purposes.
Quarterly
Pertaining to something that occurs every three months or four times a year.
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