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Which of the following is a group of human resource activities that are critical to competitive survival?
Truth in Lending Act (TILA)
A federal law designed to promote informed use of consumer credit by requiring disclosures about its terms and cost.
Finance Charges
Fees represented as the cost of credit to the borrower, which includes interests and other charges.
Installment Payment Plan
A financial arrangement that allows a buyer to pay for goods or services over a period of time in several smaller payments.
Bankruptcy
The state of being bankrupt, being legally declared unable to pay debts; a petition to a court by an individual who is stating that he or she cannot pay any debt incurred.
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